Kaylee: Hi everyone. This is Kaylee with Insurance of the Carolinas. I just wanted to hop on here and answer some commonly asked questions that we get to our agency. This question is, “Is flood insurance covered under my home insurance policy?” The short answer is no. In North Carolina, flood insurance is not covered under your home insurance policy. You would need to purchase a separate policy in order to have coverage for flood insurance. I hope this was helpful. Thank you. Have a great day.