By Jeff Lawver | February 28, 2019

Does my Homeowner policy cover flood insurance? Liberty NC

Kaylee: Hi everyone. This is Kaylee with Insurance of the Carolinas. I just wanted to hop on here and answer some commonly asked questions that we get to our agency. This question is, “Is flood insurance covered under my home insurance policy?” The short answer is no. In North Carolina, flood insurance is not covered under your home insurance policy. You would need to purchase a separate policy in order to have coverage for flood insurance. I hope this was helpful. Thank you. Have a great day.



500 N Greensboro St, Liberty, NC 27298

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14 Oak Branch Dr Suite C, Greensboro, NC 27407

112 Perkins Dr Suite 100, Chapel Hill, NC 27514

220 South Horner Blvd, Sanford, NC 27330

5412 Raeford Rd Suite B, Fayetteville, NC 28304